2762 questions and answers

If I have a car on lease, do I also need to get CASCO insurance?

Yes. In the case of leasing, the CASCO policy is mandatory for the entire duration of the financing, as the financier remains the owner of the vehicle until ...

46 votes

Why is travel insurance useful?

During travel, unforeseen situations may arise, from high medical costs to lost luggage or delayed flights.Travel insurance ...

20 votes

Is travel insurance necessary if I have the European Health Insurance Card?

Yes. The European Health Insurance Card provides access to medical services within the public system of EU/EEA/Switzerland countries, but it does not cover all situations that ...

21 votes

Can I also include sports or high-risk activities?

Yes. Many insurers allow extending coverage for seasonal sports or high-risk activities, such as skiing, snowboarding, scuba diving, ...

30 votes

For what period can the travel insurance policy be concluded?

Depending on the chosen product, you can conclude:single trip policiesannual policiesmultiple trip policiesThe minimum and maximum period differ ...

35 votes

Are there destinations that cannot be insured?

Yes. In general, travel to areas in war, conflict, or major instability or to countries for which there are warnings ...

40 votes

What is the insured amount for which I will be compensated in case of an insured event?

The insured amount varies depending on the insurer, destination, and the chosen package.For each risk included in the policy, there is a maximum compensation limit ...

29 votes

How many categories of civil liability are there from a legal point of view?

There are two categories: tort civil liability, for damages caused by unlawful actscontractual civil liability, for non-compliance ...

30 votes

Why can the coverages vary depending on the type of liability?

The risks vary depending on the activity performed. Some activities involve material risks, others professional or financial risks, and ...

44 votes

What types of civil liability exist?

Civil liability can be: legal (general) - for material damages and bodily injuries professional - for financial damages caused by errors ...

29 votes

What does legal civil liability (general) cover?

Liability insurance can cover:material damagesbodily injuriesdeathlegal expensesPractically, the policy helps you manage ...

29 votes

For what types of situations can I conclude a legal liability insurance?

You can conclude a civil liability policy for different situations in which you could cause damage to other persons or property ...

39 votes
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