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Is travel insurance necessary if I have the European Health Insurance Card?

Yes. The European Health Insurance Card provides access to medical services within the public system of EU/EEA/Switzerland countries, but it does not cover all situations that may occur during the trip.

A travel insurance may also include:

  • medical expenses in the private system
  • medical repatriation
  • lost or delayed luggage
  • loss of documents
  • cancellation or delay of the flight
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