Where can I find the home insurance policy after I have issued it?
After issuance, the policy is available in BT Pay, in the Insurance → Home Insurance section. You can view, download, or forward it anytime you ...
What value can I set for goods when activating home insurance from BT Pay?
The value of the goods must be: between 10% and 30% of the value of the dwelling and cannot exceed 30,000 EUR Thus, the insurance remains balanced and realistic.
I need a PAD policy to make home insurance from BT Pay?
Yes, an active PAD policy is required for the same dwelling. If you do not have one, you can make it directly in the same process from BT Pay, without leaving the application.
What does the Gold package include compared to the Silver package in the case of home insurance from BT Pay?
Both packages offer important protections for the home, however:Gold comes with additional coverages and extended benefits (fragile goods and good ...
Is the RCA policy different for leased cars?
No. The RCA policy offers the same coverage and compensation limits, regardless of whether the car is leased or personally owned. The differences are related to ...
How is the RCA policy issued for a leased vehicle?
The RCA policy is issued according to the leasing company's requirements. After you send the documents to the financier and receive the proforma invoice, we present you ...
Can I pay the RCA policy in installments?
Yes, you have two options to pay the RCA policy in installments: with the Star BT card if you have a leased car, some insurers offer the possibility of payment in ...
If I have a car on lease, do I also have to take out the CASCO insurance policy, even if I have RCA insurance?
Yes. In the case of leasing, the CASCO policy is mandatory for the entire duration of the financing, as the financier remains the owner of the vehicle until ...
Can I change the insurer when renewing the RCA policy?
Yes. When renewing the RCA policy, you can always choose another insurer, depending on the offer that suits you best.
In case of damage, who receives the compensation?
The RCA compensation is paid to the injured party (the third party), regardless of whether the vehicle is leased or personally owned.
If I have CASCO insurance, do I also need RCA insurance?
Yes. RCA is mandatory by law for all vehicles registered or recorded in Romania and covers damages caused to other persons in the case ...
When should I conclude the RCA policy?
RCA policy is concluded at the vehicle registration or at the expiration of the existing policy.It is important to know that, as a rule, the insurance becomes effective ...
