What documents are necessary to apply for a mortgage loan?
For a BT mortgage loan, both your personal documents as the applicant and documents related to the property are required. The basic list includes: act ...
What advantages do loans with BID guarantees offer for SMEs?
BID guaranteed loans are designed to facilitate companies' access to financing under very advantageous conditions. Among the benefits are ...
What is the crediting period?
The maximum period is 5 years. You choose the duration so that the monthly rate is comfortable for your budget.
How long does it take to process the application and receive the card?
Online processing usually takes a few minutes if the documents are complete. The physical card is delivered later at home by courier or may be ...
What travel benefits does the Premium Club subscription include?
Premium Club brings you: Free access to lounges in Bucharest and Cluj-Napoca for you and one companion (if you meet the access conditions).4 ...
How do I pay the monthly instalment?
The rate can be paid:automatically, directly from the account;from the mobile banking application;at counters;by bank transfer.If the due date falls on a day ...
What is the maximum amount for a personal loan at BT?
You can take up to 250,000 lei, depending on your income, debt level and eligibility criteria. We analyze your situation together so ...
For what types of projects can I get a green loan?
Photovoltaic systems for prosumers (with or without batteries)Electric UP projectsPhotovoltaic parks (including PNRR financing)
What documents are necessary for refinancing a mortgage/real estate loan?
For the refinancing process, you will need the following basic documents*:Identity document;ANAF Agreement – for income verification;The documents of ...
What types of income are accepted besides salary (dividends, rents, PFA)?
BT accepts a wide range of incomes, as long as they are permanent and can be proven. Besides salary incomes, there are ...
How are earnings from BT România ETF taxed?
You pay tax only when you sell and make a profit: 3% if you held the investment for over 1 year 6% if you held it for less than 1 year The tax is withheld ...
For what types of investments can I use the green energy loan?
Construction and equipment of photovoltaic parksComplete installations for prosumersProjects financed by the Modernization Fund or Electric ...