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2632 questions and answers

If I gave someone my IBAN code, can they access the money in my account?

No, because the IBAN code can only be used to transfer money to you. 🔑

557 votes

What is a "due date"?

The due date is actually the date on which the parties of a contract, the client or the bank must fulfill their payment obligation, according to the contract. 📑

290 votes
Only for BT clients

What fees are charged for using cards abroad?

When you make online payments abroad or transactions at merchants, no commission is charged. 😉 For other commissions, please consult ...

74 votes
Only for BT clients

Can non-resident individuals open an account at BT?

Of course! If you are a non-resident citizen, to open a current account, all you have to do is visit the bank, in ...

88 votes

What is the "current account"?

The current account is an account opened by you at a commercial bank, and in which you can keep your money safely. 👍How does having an account help me ...

283 votes

What is the STAR program and what are the benefits attached to credit cards?

STAR is our loyalty program, which is based on accumulating points that turn into money. 💰In addition, it offers you the chance to pay in ...

226 votes
Only for BT clients

Can the interest rate change during the course of the deposit contract?

The interest rate does not change during the term of the deposit contract. The interest rate from the date of signing the contract will remain the same throughout the period of ...

668 votes

Until what time is BT open at the latest?

Until 10:00 PM. There are a few BT agencies open in the shopping centers that have this schedule. The BT units open until this hour* are: ➤⠀Plaza ...

151 votes

What does "insurance premium" mean?

It's simpler than it seems. 😅The insurance premium is actually the price of the insurance. In other words, it is the amount you pay to those who provide you with a ...

199 votes
Only for BT clients

What information does someone from abroad need to deposit money into my card?

Nothing complicated. The information that is usually asked of you is:➤⠀full name;➤⠀IBAN code corresponding to the account in the currency of the transfer;➤⠀name and address ...

223 votes

What is „factoring”?

Factoring represents a complex package of services, which is based on the process of acquiring receivables resulting from the delivery of goods or the provision ...

151 votes
Only for BT clients

Where can I get the PIN code to unlock my card?

If you no longer know the PIN code, it is necessary to go with the identity document to any BT unit to request the issuance of a new PIN. 📑The deadline for ...

79 votes