If I set up a Start-UP or already have one, can I benefit from BT's support in developing the business?
Yes! We have support solutions for all entrepreneurs, some general, others personalized. 😃For each need identified in the evolution of a ...
What happens when the child turns 18 years old?
When they turn 18, they must update the new identity card at the bank, reinstall the app, and go through the enrollment steps. 😊
Can I transfer the mandatory private pension (pillar 2) to BT?
BT Pensii currently manages only two optional private pension funds (pillar 3). The amounts you hold in pillar 2 cannot be transferred ...
What is the age limit for obtaining the Omnipass discount card?
The essential condition is to be a student in any of the cycles - bachelor's, master's or doctoral and to be up to 26 years old to be able to apply ...
What information does the BT Alert CEC/BO/CAMBIE message contain?
BT Alert Message CEC/BO/EXCHANGE contains the following information:➤⠀Date;➤⠀Instrument type;➤⠀Instrument series;➤⠀Amount;➤⠀Beneficiary name;➤⠀Deadline for ...
Does the earnings of the funds exceed the level of inflation?
The purpose of an investment fund can vary, ranging from setting aside placed amounts up to long-term capital growth. Usually, it ...
Do I have to declare interest income to the tax authorities?
If interest income, taken individually or combined with other types of extra-salary income, exceeds the ceilings established by the Tax Code, ...
What is the profit tax on the sale of shares on the Bucharest Stock Exchange (BVB)?
Profit tax applied to the sale of shares on the Bucharest Stock Exchange is 1% for shares held for more than 1 year and 3% for ...
Is the tax applied to the entire amount I have in the investment fund?
No, the tax applies only to the profit resulting from the full or partial sale of investments in the fund, according to the portfolio statement issued by ...
What are the necessary documents for accessing a quick credit line with guarantees for my business?
Only a few documents are needed. These are: ➤⠀copy of the last two accounting balance sheets (semi-annual, annual);➤⠀the legal-constitutive approval ...
Can I also get a loan through the Skills&Education program?
If you have a kindergarten, school, university, or a company that invests in employee training, you can apply for a loan through the Skills program ...
Could I access a loan to cover the initial expenses of the business if I have not yet recorded any accounting activity? And do I need to show the business plan?
A credit for the initial investment, necessary for the opening of the business and for the mentioned current expenses, can be accessed only in the situation in ...