Foreign - IntrebBT | Transilvania Bank
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17 questions and answers
Only for BT clients

If I earn income abroad can I apply for a credit?

Yes, you can, if you opt for a loan guaranteed by a real estate mortgage. It is necessary to have Romanian citizenship and income obtained from employment contracts ...

3143 votes
Only for BT clients

How long does it take for the money to reach the account of the person to whom I am transferring abroad?

➤⠀if you make a transfer in euros within the SEPA area, the money arrives within a maximum of 48 hours / 2 working days;➤⠀and if the transfer is in another currency or outside the area ...

457 votes
Only for BT clients

By what means can I transfer money domestically or abroad, through BT?

In case you want to make a quick transfer anywhere, use the BT Pay application. You can download it for free from Google Play and App Store. After you ...

536 votes
Only for BT clients

How can authorized persons be added to the account?

Each of us can perform any transactions through their own account. However, indeed, there are situations where you do not have the possibility to do this personally or ...

222 votes
Only for BT clients

How do I activate the card for online payments?

Steps to enroll in Mastercard ID Check are as follows: ❶⠀After you choose the product / service you want to pay for, when making the payment ...

244 votes
Only for BT clients

Which cards offer free travel insurance abroad?

Premium travel insurance abroad is offered free of charge if you have one of the following cards: ➤⠀STAR Platinum;➤⠀STAR Gold;➤⠀Visa Gold ...

72 votes
Only for BT clients

I am in a foreign country, I lost my BT card, I blocked it, but I cannot return to get another one. What is the best option to have access to the money in the account?

Don't worry! 😮 You have several solutions: ❶⠀If you have BT Pay, BT24 Internet Banking or Mobile Banking you can transfer money to another account or ...

207 votes
Only for BT clients

What fees are charged for using cards abroad?

When you make online payments abroad or transactions at merchants, no commission is charged. 😉 For other commissions, please consult ...

74 votes
Only for BT clients

What information does someone from abroad need to deposit money into my card?

Nothing complicated. The information that is usually asked of you is:➤⠀full name;➤⠀IBAN code corresponding to the account in the currency of the transfer;➤⠀name and address ...

223 votes
Only for BT clients

What are the ways to transfer money domestically or abroad, through BT?

You can make internal or external transfers as follows:❶⠀Through the BT24 Internet Banking application;❷⠀Through the Western Union service, as an individual ...

80 votes
Only for BT clients

What is the currency conversion fee when I pay with a card abroad?

The currency conversion commission is 2% 💱❗⠀Exclusively for:➤⠀ Premium credit cards; ➤⠀and Business ones.

340 votes
Only for BT clients

If I have an account opened in multiple currencies (RON, EUR, USD), can I withdraw money only from the euro account when I am abroad?

You can opt for the issuance of the debit card in EURO – Mastercard Direct. 😃It is very advantageous especially for the purchases you make when you go to ...

149 votes