5 questions and answers
What is the "Credit Risk Center"?
„Credit Risk Center” (CRC) represents a specialized structure in collecting, storing, and centralizing information regarding:➤⠀exposure ...
When is the data in the CRC database updated?
Information is reported monthly, between the 1st and 17th of each month, for the previous month. 📆In case the 17th is not a business day, ...
What can be the minimum value of arrears and how long is the information provided to the CRC stored?
The arrears have a minimum value of 1 RON and the information provided to the CRC is stored for a period of 7 years. ⏳
What can be the minimum value of credits through which information is declared?
At the Credit Risk Center, credit risk information is declared for debtors who have a cumulative exposure greater than 20,000 RON or ...
Who is reported within the Credit Risk Center?
➤⠀non-banking natural and legal person debtors who have exposure greater than 20,000 RON or equivalent RON;➤⠀groups of natural persons and / or ...