RCA - IntrebBT | Transilvania Bank
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28 questions and answers
Only for BT clients

What documents do I need to make an RCA policy?

You only need the car registration certificate and the owner's identity card, which you can scan directly from the app. Simple and fast, just as you are used to. 😊

10 votes
Only for BT clients

Why was the RCA insurance policy not issued, even though I completed all the details?

Here are the cases in which the insurance policy is not issued: the start date of the new policy overlaps with the date of the old policythe completed fields are ...

0 votes
Only for BT clients

What does modifying the RCA insurance policy involve?

In case the amount on the policy needs to be changed, you will be informed and asked if you agree to pay the difference in amount.

0 votes
Only for BT clients

What is the RCA Insurance option?

It is a service through which you can view offers and pay RCA insurance policies directly from BT Pay. Simple and fast. 😎

0 votes

Is the RCA policy different for leased cars?

No. The RCA policy offers the same coverage and compensation limits, regardless of whether the car is leased or personally owned. The differences are related to ...

40 votes

How is the RCA policy issued for a leased vehicle?

The RCA policy is issued according to the leasing company's requirements. After you send the documents to the financier and receive the proforma invoice, we present you ...

40 votes

Can I pay the RCA policy in installments?

Depending on the insurer, the RCA policy can be paid in full or in two installments of four payments each. For vehicles under leasing, certain companies may offer ...

29 votes

If I have a car on lease, do I also have to take out the CASCO insurance policy, even if I have RCA insurance?

Yes. In the case of leasing, the CASCO policy is mandatory for the entire duration of the financing, as the financier remains the owner of the vehicle until ...

20 votes

Can I change the insurer when renewing the RCA policy?

Yes. When renewing the RCA policy, you can always choose another insurer, depending on the offer that suits you best.

20 votes

In case of damage, who receives the compensation?

The RCA compensation is paid to the injured party (the third party), regardless of whether the vehicle is leased or personally owned.

15 votes

If I have CASCO insurance, do I also need RCA insurance?

Yes. RCA is mandatory by law for all vehicles registered or recorded in Romania and covers damages caused to other persons in the case ...

15 votes

When should I conclude the RCA policy?

RCA policy is concluded at the vehicle registration or at the expiration of the existing policy.It is important to know that, as a rule, the insurance becomes effective ...

26 votes