What does full repayment of a loan from BT Go mean?
Full repayment, available in the Loans section of BT Go, involves paying the entire borrowed amount, including interest and any ...
What are the advantages of early repayment?
The advantage of partial early repayment of the loan is the possibility to choose to reduce the loan period or the value of the monthly installment. ...
Is there a minimum amount for early repayment of the loan?
Yes. The amount must be greater than 10 lei/euro/other equivalent currency and greater than the minimum repayable balance. If the amount is less than the installment ...
How do I make a partial early repayment of a loan directly from BT Pay?
You can initiate partial early repayment directly from BT Pay, from the Credits tab and the Partial Early Repayment section.
Can I make a full early repayment of the loan from BT Pay?
From BT Pay you can only make partial early repayments. For full repayments, we are waiting for you at any BT branch.
Is it possible to process early repayment on the due date or maturity date?
No. Early repayment cannot be processed on the due date or credit maturity date.
Where can I see the fees and transaction details before confirming the refund?
Yes. In the "Confirm Transaction" screen you see all the details: the refunded amount, the available balance, the early repayment fee and the structure ...
Can I initiate early repayment at any time?
Refunds are processed from Monday to Friday, between 08:00 and 18:00.
What types of loans allow early repayment in BT Pay?
You can prepay consumer loans, except for study loans, Work & Travel, APIA, and loans migrated from the portfolio ...
What credit components can I repay in advance in BT Pay?
You can choose between repayment exclusively from the principal or repayment that includes the principal, interest, and fees.
Can I make an early repayment from an account in a currency other than that of the loan?
No. Refunds can only be made from the foreign currency accounts in which the loan is contracted.
Can I download the updated repayment schedule after the early repayment?
Yes. You can download both the charts generated during the simulation, as well as the final chart issued after processing.