SME - IntrebBT | Transilvania Bank
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113 questions and answers

When should I resort to factoring?

When you want to convert a payment due into immediate liquidity and additionally obtain other services bundled such as:➤⠀collection ...

4 votes
Only for BT clients

What are the minimum conditions that must be met for a quick loan line without guarantees for companies?

At BT we want to make things as simple as possible for you and your company, even when it comes to loans. Just remember that:➤⠀your company should not ...

9 votes

What is the standard period for granting a factoring ceiling?

The period for granting a factoring limit is 12 months with the possibility of extension, and the maximum accepted contractual payment term is ...

3 votes
Only for BT clients

I have to give up the small car fleet that we have. Can BT help me get rid of it?

Unfortunately, we do not accept goods that do not originate from leasing contracts signed with us, but we can agree that these be promoted by us, you know ...

0 votes
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Through this program, is funding offered only for businesses or can I also obtain a loan to go for a specialization in Belgium?

The Division for Doctors tries to respond to the needs of a doctor from any perspective, be it business or personal. Therefore, if you are a doctor with ...

1 votes

Why is there a penalty fee for a non-recourse factoring ceiling?

Penalty fee at a factoring ceiling without recourse can appear during its course only if:➤ a limited recourse situation arises ...

1 votes
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In the case of individual enterprises, for which the net income is determined based on the annual income norms, can loans for SMEs be accessed?

Of course! We can grant credits to entities for which the income is determined including based on annual income norms. 😊

28 votes
Only for BT clients

Regarding loans for equipment, do you have a list of approved medical equipment suppliers? Can better purchase conditions be obtained?

We have suppliers who want to list equipment at a discounted price, but others either are not allowed by the company's policy to do this or simply ...

7 votes
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Is the credit line provided in GEO 92 extendable in the same way as the other BT credit lines?

Extension of the validity of the credit line granted through OUG 92 can be done only once (for a period of up to 12 months), in order to ...

3 votes
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If I have obtained a quick loan can I withdraw cash?

It depends on the requested amount, but you should be able to in at least 3 working days. ⏱

13 votes
Only for BT clients

What are the fields covered under the umbrella of "medical business"?

Because a medical business can be managed by specialists from the Medical Division, it must have a medical CAEN, and the doctor ...

2 votes

Do I need to ask the Factor for an advance (financing) for all invoices?

Given that the entire commercial relationship with your partner (the Debtor) will be assigned to the Factor, all invoices will be collected and ...

1 votes