Through this program, is funding offered only for businesses or can I also obtain a loan to go for a specialization in Belgium?

Division for Doctors tries to respond to the needs of a doctor from any perspective, whether business or personal.

Therefore, if you are a doctor with the right to practice independently and have an entity through which you receive income from providing medical services, you can opt for a needs loan for the company. It is granted simply and quickly, over 5 years. Your professionalization is necessary for the smooth running of the entity (LLC/Sole Proprietorship/Individual Medical Cabinet).

If your income comes from salary, the most suitable option is the Study Loan. As you have rightly guessed, the conditions are better than those of a regular personal loan. The financed amount can reach up to 20,000 euros without real estate collateral or even up to 150,000 euros with real estate collateral.

The period granted is 10 and 20 years, respectively, so that the installments are more easily supported. More than that: the credit holder can be you, as the beneficiary, but also the parents/ guardian - in case you do not yet have income or it is not sufficient for the desired financing.