What is the difference between a real estate loan and a mortgage loan?
In short, the mortgage loan allows for a wider range of purposes and can have various types of guarantees. On the other hand, the home loan has a ...
What is a "guarantee ceiling"?
The Bank Deposit Guarantee Fund is the official deposit guarantee scheme recognized in Romania. The guarantee ceiling is the equivalent ...
How can I block an amount as a guarantee for later settlement through a card transaction?
If your business is a Hotel, Travel Agency or Rent A Car, you can, through pre-authorization type transactions, block an amount as a guarantee and afterwards ...
What types of guarantees does BT accept for loans?
Depending on the type, value, repayment period of the loan and the financial situation of your company, we accept different types of guarantees, ...
Why is the registration made at the Electronic Archive of Real Movable Guarantees?
„Electronic Archive of Movable Real Guarantees” (AEGRM) is a database, unique at the national level, through which the enforceability of guarantees is ensured in ...
To obtain an agricultural loan, do I need to guarantee it with a property?
Guarantees we require vary depending on the size of the credit and its purpose. 🙂With us, you can guarantee with:➤⠀equipment;➤⠀agricultural crops; ...
What is a loan without material guarantees?
The credit granted based on:➤⠀personal guarantees; ➤⠀sub-accounts opened with us;➤⠀and pledge on collections and account balance ...
What types of bank guarantee letters does BT offer?
Banca Transilvania issues several types of guarantee letters: for participation in tenders, for proper execution, for payment and refund ...
For what situations are bank guarantee letters useful?
These are mainly used in commercial contracts and public procurement to guarantee the payment of obligations, participation in tenders ...
What advantages do BT bank guarantee letters offer?
They provide partners with financial security, allow participation in projects without blocking liquidity, offer flexibility in contract execution ...