Savings & investments - IntrebBT | Transilvania Bank
You have reached the end of the results
No results found
Advertisement

170 questions and answers
Only for BT clients

Can I lose money if BTAM enters insolvency?

Investment funds are entities distinct from the management company. Thus, the insolvency of the administrator has no effect on ...

49 votes

What taxes and fees are applicable to investments in investment funds?

It is good to know that there are no commissions either on investments or on redemptions, regardless of the holding period of the redeemed fund units.

36 votes

What is a "stock symbol"?

It is a string of two or more characters that uniquely identifies a security (such as stocks) to simplify transactions ...

10 votes
Only for BT clients

Can I make investments and redemptions online?

Of course! 😊You just need to have the right app activated for you.If you are an individual, you can perform investment and redemption operations ...

18 votes

What is the account opening period for the savings account?

The period for opening the savings account is 5 years, but you collect the interest calculated up to the time of closure 😊

14 votes
Only for BT clients

How can I obtain a portfolio sheet?

Portfolio sheets are sent by mail every year until the end of January. 📆Also, you can get the portfolio sheet:➤⠀by downloading it from ...

17 votes
Only for BT clients

What happens if the savings account balance for legal entities falls below 100,000 RON?

In this case, the savings account is closed and the interest is received up to date. The money is thus automatically transferred to the current account. 🙂

2 votes

How quickly can I redeem investments and receive the amount of money in the account?

The initiation of the redemption operation is done by accessing the fund screen and selecting the "Sell" button. Afterwards, you choose the current BT account in which you want ...

15 votes
Only for BT clients

What amount do I need to open a deposit in RON?

The minimum amount required to open such a deposit is 100 RON. 💰

22 votes
Only for BT clients

What is Direct Invest?

It can be your first step directly into the world of investments. 😊But beyond that, it is an automatic saving in any investment fund you choose from BT Asset ...

10 votes
Only for BT clients

How do I choose a brokerage company on the Stock Exchange?

Brokerage companies differ by:➤⠀shareholding;➤⠀experience; ➤⠀reputation and by the volume of transactions carried out. Our company of ...

13 votes

How do I activate the Direct Invest service?

The recurring investment option can be activated exclusively at your request, online through the BT Pay app, Investments section ➭ Investment Funds ➭ ...

2 votes