How can I make a bank deposit?
The easiest way to open a deposit is directly through BT Pay. All you need to do is download the app, open a current account, and enter ...
In what currency can I open deposits at BT?
You can open deposits in the following currencies:➤⠀„RON” – Ron; ➤⠀„EUR” – Euro; ➤⠀„USD” – US Dollar;➤⠀„GBP” – British Pound; ➤⠀„CHF” – Swiss Franc; ...
Are investment funds guaranteed, like deposits?
Investment funds are not guaranteed, at the industry level, as they are not bank deposits. 😕However, the placements are diversified, ...
What is a "savings account"?
The savings account is a flexible saving option, where you can deposit and withdraw money anytime - additionally, you also have variable interest on installments ...
How do I save with Round Up?
At each payment, the amount will be rounded to the multiple chosen by you.But come on, let's better take some examples for each multiple: 👀Up to 1 leu: you pay ...
Where do I apply to receive an account statement for a deposit-type account?
Wherever you want! Choose the one most useful for you. We offer you several options:❶⠀The BTPay Mobile or BTPay Web applications❷ At any ...
Under what conditions does BT negotiate the interest rate granted on deposits?
We can negotiate deposit interest rates both for individuals and legal entities. 😃❗⠀However, negotiation can only take place in the case ...
What is a "guarantee ceiling"?
The Bank Deposit Guarantee Fund is the official deposit guarantee scheme recognized in Romania. The guarantee ceiling is the equivalent ...
Do legal entities pay tax on interest?
Legal entities pay tax on income from interest on deposits if they report a profit at the end of the fiscal year ...
What are the monthly management fees in the case of investment funds?
The monthly management fee is different for each fund, being withheld from the average net asset value of the funds.With other ...
Which investment fund is the best for me?
You can choose any fund you want! On the BTAM website you will find detailed presentations of all the funds. 😃
Can I deposit the money directly into the deposit account?
Unfortunately, it is not possible. 😞But because we try to make all procedures as simple as possible, you only need to deposit the money into the current account, and then ...