Can I make partial withdrawals from the deposit?
In the case of term deposits, partial withdrawals cannot be made before maturity. Any withdrawal is only possible after the deposit is closed
What are the ceilings established by the Tax Code?
The established ceilings are 6, 12, and 24 gross minimum wages in the economy. For the calculation of the ceiling for the year 2025, the salary level ...
What is the deadline for submitting the unique declaration?
The final deadline by which the single declaration for extra-salary income earned in the previous year must be submitted is set annually by ANAF. In ...
In case of early liquidation of the deposit, was interest granted?
In case the deposit is liquidated before maturity, Banca Transilvania grants sight interest. At this moment sight interest ...
How can I monitor the evolution of my investments?
In the "Investments" tab of BT Pay you have a chart that shows you the total of your investments equivalent in RON, both in absolute value and in percentage. ...
What are the advantages of a savings account ?
In the case of a savings account, deposits and withdrawals are not restricted, so you have access to money at any time. 😃Besides that, this is ...
How will the savings accounts from OTP be taken over?
Both the balance of the savings account held in OTP, as well as the interest calculated to date, will be taken over by Banca Transilvania with the following ...
How long does the investment process take?
Very little - in the "Investments" tab you choose the desired fund, click on "Buy", choose the current account from which to make the investment, enter the amount and ...
I have not invested in BT Asset Management anymore. What are the steps I need to follow and what documents are required?
To invest in BT Asset Management funds, you need a current account at BT in the desired fund currency and to follow the enrollment process through BT ...
What is the price at which I carry out purchase or sale operations of fund units?
Transactions are carried out at an unknown price. The price of the fund units is set on the next working day after you have recorded the operation and ...
Are BT a financial education program?
FIT: Finance Made Understandable for Everyone is the financial education program for all initiated by Banca Transilvania in 2023. FIT aims to explain ...
Where do I keep the savings?
The money saved must be safe so that you do not risk losing it or forgetting where you put it (that is if you save in cash money, put ...