What should I pay attention to when opening a deposit?
When you open a deposit it is important to inform yourself about:➤⠀the interest, meaning the amount of money offered by the bank in the form of a percentage of the deposited sum, ...
Where can I consult a BT deposit framework agreement?
Framework contracts for BT's deposits can be found in our branches. 📑
Under what conditions can the interest rate be negotiated for deposits intended for legal entities?
Interest for deposits made for a period of up to 12 months can be negotiated if the deposit balance is greater than 100,000 RON or 50,000 ...
Where can I check the interest rates applied to deposits?
You can check the interest rates related to online saving products on the BT website, in BTPay mobile and web, or at any BT unit. 😊
Can cash transactions be made on funds?
No, operations are performed exclusively by bank transfer to/from the current accounts of the investment account holder. 🙂
What does investing in investment funds through BT Asset Management entail?
Investing in investment funds managed by BT Asset Management means that you can buy fund units at different prices. What is cool is that, ...
When is the first interest capitalized at KidCONT?
On the anniversary of one calendar year since the establishment of KidCONT. 📆
How do I know what happens inside the companies in which I am a shareholder?
Listed companies are required to periodically publish their financial statements and any other important events. 👍
When is the time to have an investment fund?
Throughout life, everyone's saving goals change. You can save money for a car, a home, an exotic vacation, education ...
How do I benefit from the accumulated money?
The money you save in the optional private pension is specifically saved for retirement. Therefore, ideally you should wait until you retire to ...
How will the savings accounts and deposits from OTP be taken over?
All savings accounts and term deposits (including collateral deposits), existing on February 28, 2025 will be taken over by the Bank ...
Do I have to declare interest income to the tax authorities?
If interest income, taken individually or combined with other types of extra-salary income, exceeds the ceilings established by the Tax Code, ...
