Damage - IntrebBT | Banca Transilvania
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12 questions and answers

What is a "franchise"?

Franchise fee is the amount you will bear out of your pocket 💰 in case of damage. 😮The advantage of insurance with franchise fee is that it reduces the value ...

309 votes
Only for BT clients

What is the insured amount for the life insurance policy attached to the loan?

As usual, this varies depending on you, namely:❶⠀If you concluded an insurance policy before 2019: ➤⠀the insured amount represents ...

98 votes

What is the difference between franchise and franchise?

➤⠀franchise represents a type of contract found in the field of property law. Through this, a person (called franchisor) grants to another ...

30 votes
Only for BT clients

What happens to the insurance attached to the loan with assignment in favor of the bank if the loan is repaid early and an insured event occurs?

At the early repayment of a loan, the insurance policy is closed because it was agreed upon when granting the loan. Therefore, the insurance ...

19 votes
Only for BT clients

How do I proceed in case of damage?

Even if the respective insurance policy is brokered by us, those at BT, please contact directly the insurer with whom it is concluded ...

15 votes

Why is the insured amount reinstatement paid?

Reintegration of the insured amount is paid in case of damage so that compensation can be made at the initial value, in the event of a subsequent damage. ...

5 votes

What does an insurance broker do?

When you are looking for insurance – whether it is auto, travel, health, home – it is natural not to know exactly where to start. Here we intervene. We are ...

173 votes

Why choose an insurance broker instead of going directly to an insurer?

If you work with us, we compare offers from multiple insurers in one place, and you: Economize time and money: we identify for you the most ...

189 votes

How much do consulting services cost at BT Broker?

At BT Broker you are in good hands. The consultancy is completely free and tailored to your needs. More precisely, we help you with: analyzing your insurance needs and ...

311 votes

Does BT Broker also help me in case of damage?

Yes. We are with you every step of the way, including when a damage occurs.🚨If you have an unforeseen situation, you contact us, and we guide you step by ...

249 votes

How is a claim approved?

To report a claim, it is necessary to contact the insurer at the phone number displayed on the insurance policy. 📞An operator will inform you ...

299 votes

In case of damage, who receives the compensation?

The RCA compensation is paid to the injured party (the third party), regardless of whether the vehicle is leased or personally owned.

15 votes