If I already have home insurance, do I still need to take out the mandatory one? - IntrebBT | Transilvania Bank

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If I already have home insurance, do I still need to take out the mandatory one?

Yes, in the situation where you have already concluded an optional insurance for the home, it will be necessary to also conclude the PAD policy. 🙂

According to legal regulations, you cannot conclude an optional home insurance policy if you have not previously concluded a mandatory insurance as well. 🤔

Last update

2026-06-12

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Insurance policy Home insurance