What is the maximum age for a second-hand car acceptable for financing through leasing?
When it comes to leasing, it is good to know that we accept the purchase of cars only from new and used car dealers both from the country and from ...
Is it possible to refinance a loan taken through New House or First House?
The holder of such a loan has a prohibition on alienation and encumbrance for the first 5 years. After the expiration of this period, with prior obtaining of ...
Can I apply for a mortgage loan if I work in Italy?
Yes, you can, if you opt for a mortgage-backed loan. 🙂You only have to:➤⠀have income obtained from employment contracts carried out in ...
Can I find out the amount I qualify for without going to the bank?
Of course! And to make fewer trips to the bank, we have prepared several options for you: ❶⠀You can use the BT* credit simulator. Simple and ...
What rights do I have when I take out a loan?
When you take a loan, first of all we advise you to choose the loan that suits your need. We respect the right to information and we provide you with ...
What was the evolution of ROBOR?
Over time, there have been periods when ROBOR has decreased and periods when it has increased. 😊 You can find more here about the ROBOR evolution in the last ...
What is the period in which an agricultural loan is obtained?
It depends on the requested amount, but at least 3 working days. 😃
What does "pre-financial approval" mean?
Pre-approval is when you want to apply for a mortgage loan for your new home and you bring your income documents to us. ...
How is the variable interest rate calculated?
This is calculated based on the reference index IRCC / ROBOR / EURIBOR / LIBOR + the bank's fixed margin. 😮The interest is calculated on the balance ...
What is "consumer credit"?
Consumer credit refers to any credit other than credit for real estate investments, such as:➤⠀auto;➤⠀for studies;➤⠀for needs ...
What are the conditions for granting the New Home loan?
New Home Credit is a solution for your dream to come true. 🏠See below the granting conditions:➤⠀you must have income ...
How does the line of credit work?
The line of credit is the direct link between you, the bank, and your partners. 🙂Practically, the bank offers you a loan with a term of up to 24 months and you ...