What lines of credit could a starting entrepreneur access (regardless of the field in which they operate) if they do not have 2 years of activity, but can guarantee with various real estate or lands?
In choosing a financing product, it is important to start from the purpose of the financing. It is not strictly necessary to have two years of activity to obtain ...
For establishing a crop (approx. 1ha, land) what financing options do I have?
Given the size of the investment you want to make, the most suitable financing for you would be through BT Mic, a company that ...
What are the necessary documents for accessing a quick credit line with guarantees for my business?
Only a few documents are needed. These are: ➤⠀copy of the last two accounting balance sheets (semi-annual, annual);➤⠀the legal-constitutive approval ...
Could I access a loan to cover the initial expenses of the business if I have not yet recorded any accounting activity? And do I need to show the business plan?
A credit for the initial investment, necessary for the opening of the business and for the mentioned current expenses, can be accessed only in the situation in ...
What is the minimum amount granted for a BT Mic loan?
The minimum amount granted through a BT Mic loan is 4,000 lei. 😊
How many quotations do the reference indices to which the interests refer have?
The most commonly used indicators by banks for setting the level of variable interest rates for lei and euro respectively are: IRCC, ROBOR 6M (6 months) and EURIBOR ...
What is the maximum amount that can be granted for a quick unsecured business line of credit?
If you are thinking about a quick and unsecured line of credit the maximum amount we can grant you is 400,000 RON. 😊
What is the maximum amount that can be granted on a rapid credit line with collateral for a company?
The maximum amount we can offer you in the case of a quick credit line with guarantees is 1,000,000 RON. 😊
What is CSALB?
CSALB (Center for Alternative Dispute Resolution in the Banking Sector) is an independent, apolitical, non-profit, public interest entity, ...
What amount can I borrow without real estate collateral from BT Mic? And with collateral?
If your company is eligible for a BT Mic loan, the maximum amount a company can borrow, without material guarantees, is ...
How do I create a business plan for contracting the Start-UP loan?
We help you by offering consultancy in creating the business plan. 😊
What is the maximum duration of a BT Micro loan worth 15,000 RON for fixed assets (PC, desk, chair, etc.)?
The duration of the BT Mic loan is a maximum of 60 months, this being correlated with the type and impact of the investment in your business. The same type of correlation exists ...