Do I need to ask the Factor for an advance (financing) for all invoices?
Given that the entire commercial relationship with your partner (the Debtor) will be assigned to the Factor, all invoices will be collected and ...
Is there consulting or banking assistance for doctors who open medical offices?
The Medical Division of Transilvania Bank has celebrated 17 years of existence in the service of doctors, and we can state that we are the only bank in Romania with ...
For an investment in fruit growing with European funds, measure 4.1a, can I obtain a loan for the own contribution, non-eligible expenses, and VAT?
For projects receiving AFIR funding, Banca Transilvania has special credit products intended for financing and co-financing these types of ...
What is the maximum contractual period for guaranteed loans offered to companies?
In the case of companies, the maximum contractual period for guaranteed loans is 10 years.
Can the investment credit be used without supporting documents?
Well, it is not possible. 🙁In the case of the investment loan, the matter is clear: we strictly monitor the use of funds, to ensure that you use ...
I operate in the parcel transport field and I need one more light commercial vehicle. If the value of the asset does not fully cover the required guarantees, what other guarantee options do I have left?
If you meet the criteria, within a limit of a maximum amount of 100,000 RON unsecured, we can offer you financing through the partially guaranteed loan.
What does small farmer mean in business terms?
We do not have a limit related to the size of a business in the field of agriculture. We can finance all customer groups and forms of organization: companies ...
What guarantees are preferable for financing an agricultural activity?
The guarantees necessary for a loan for financing agricultural activity are closely related to the purpose of this loan. The financing products of the Bank ...
What is “Patient Credit”?
Patient Credit is that type of credit that provides you with up to 50,000 EUR (or the equivalent in RON). 😮To benefit from care ...
If I have an LLC with an age of about 5 years, can the purchase of a new car be financed through BT Mic?
Of course, this is possible. 🚗It is good to know that: we will not ask you for your own contribution to finance this investment. 😊
What are the necessary conditions to be able to classify my company for financing without real estate collateral?
The condition for a business to be analyzed is that it has a minimum of 3 months of activity, more precisely 3 months from the first recorded revenues. In ...
Does anyone know which direction ROBOR will go?
It is good to know that BT and banks, in general, work with the best economists and analysts, but no one can accurately predict what level it will have ...