What lines of credit could a starting entrepreneur access (regardless of the field in which they operate) if they do not have 2 years of activity, but can guarantee with various real estate or lands?

In choosing a financing product, it is important to start from the purpose of the financing.

It is not strictly necessary to have two years of activity to obtain a loan from Banca Transilvania, but the history helps us understand the need for financing.

Products of Transilvania Bank addressed to farmers covers both the need for working capital and that for investments: acquisition of agricultural land, investments in machinery.

If the field of activity is other than agriculture then, our financing solution will adapt to this field. 😉