What is the minimum down payment for mortgage loans at BT?
To obtain a mortgage loan from BT, you must have a minimum down payment of 15% of the purchase price of the home. 😁
What is an "agricultural credit"?
It is a loan aimed at supporting the agricultural sector, providing producers in this sector with the necessary funds for activities ...
In what situations should I think twice before taking out a loan?
We take responsibility to warn you if, following our analysis, we consider that you are in one of the following situations: ❗ you will be ...
I would be interested in financing for medical services, but I would like to know what interest rates are practiced (possibly an APR)?
The costs of financing are directly proportional to the risk of a business, and the rating given by financial indicators and not only, influences in a ...
How do I justify the money used to start an investment?
In general, you can justify the money through invoices and work estimates. 📑
I am preparing a business together with a friend, in the fashion field. Do you offer funding in this field as well?
Through BT Mic, we finance legal entities from all fields of activity, and the fashion sector is also among them. Your business is ...
When should I resort to factoring?
When you want to convert a payment due into immediate liquidity and additionally obtain other services bundled such as:➤⠀collection ...
What is the standard period for granting a factoring ceiling?
The period for granting a factoring limit is 12 months with the possibility of extension, and the maximum accepted contractual payment term is ...
What are the minimum conditions that must be met for a quick loan line without guarantees for companies?
At BT we want to make things as simple as possible for you and your company, even when it comes to loans. Just remember that:➤⠀your company should not ...
Where can I apply for the New Home loan?
You have 2 options:❶⠀You can go to any BT unit. Here you will receive a personalized offer and all the details of the program for the current year.❷⠀You can choose online ...
I have to give up the small car fleet that we have. Can BT help me get rid of it?
Unfortunately, we do not accept goods that do not originate from leasing contracts signed with us, but we can agree that these be promoted by us, you know ...
Can I buy a property that is not yet completed through the New House program?
The loan is granted only for completed properties, but we offer you the possibility to block the funds related to the purchase of this property for a ...