What conditions must I meet to be able to take out a mortgage loan? - IntrebBT | Transilvania Bank

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What conditions must I meet to be able to take out a mortgage loan?

The procedure is simple, the granting conditions are minimal and the documentation is easy to complete! 😃

To contract a credit from Banca Transilvania, it is necessary to meet a few eligibility criteria:

to have wage income, pensions or other types of stable income, for at least 3 months;
to have a good payment behavior;
to meet the necessary conditions for each type of credit;

to have a down payment of at least 15% for the loan in lei and at least 20% for the one in euro.

Last update

2026-06-12

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Mortgage loan Mortgage credit Revenues Mortgage housing credit