Can loans be taken out based on APIA subsidies?
Yes, we are a partner of APIA and we grant loans based on the subsidies paid by this institution. 😊
What are the factors that influence the evolution of ROBOR?
ROBOR fluctuates depending on economic conditions, inflation rate, and the money available in the banking market. Banks have no interest in influencing ...
Under what conditions can the currency of a loan contracted by a legal entity at BT be changed?
The currency of a loan can be changed under the following conditions: ➤⠀the change will be made at our rate on the day of the operation;➤⠀the mortgage registered on a ...
What advice do you have for someone interested in a mortgage loan?
For mortgage loans, you must consider 3 elements:❶⠀the down payment,❷⠀the monthly payment amount, and❸⠀the total amount payable. The 3 aspects that are related ...
Does it matter that I have a credit card if I apply for a loan?
Of course! Even if it is about a credit card, think that it also affects your financial situation. 💰Therefore, at the moment ...
Why do I need support in choosing a loan?
Choosing a loan is not that simple, and we do not recommend you take a minute loan. On the contrary, we want to offer you all the information ...
I have to provide a guarantee for the rent payment of a commercial space. What method does BT offer me so that I do not immobilize my money?
The SGB ceilings can be granted for short, medium or long term, the commitment/drawdown period within the ceiling depends on the type of product to which it will ...
What can I use the study credit for?
You can use the study loan for:➤⠀payment of tuition fees;➤⠀for a Work&Travel program per year;➤⠀for ancillary expenses ...
I have a SRL-D established for HR consultancy. We are not VAT payers, and last year the company had an accounting loss. We would like to purchase licenses for evaluation software, how can you help us?
We have the possibility to grant financing that covers the need for purchasing certain software. It would be best to fill out the form on the website ...
If I am divorced and have the obligation to pay alimony, will the amount I pay be taken into account if I want to apply for a loan?
Yes, the amount paid as alimony will be taken into account and it will be deducted from the value of the recorded income. 😊
Will I receive support only in the first phase, when I take the loan?
We are at your disposal anytime during the loan term for any information: about the amount you still have to pay, about the repayment ...
What can agricultural loans be used for?
From the agricultural loans offered by us you can buy: ➤⠀farms; ➤⠀equipment; ➤⠀lands; ➤⠀animals; ➤⠀seeds; ➤⠀herbicides; ➤⠀diesel; ➤⠀equipment; ...