How can I open a savings account and what does it entail?
The savings account can be opened in a few minutes in BTPay Mobile or Web, but also in any BT agency. The minimum amount to open the savings account ...
What savings products can a legal entity access?
Besides the classic term deposits at 1, 3, 6, 12 months, or more than 12 months (24 and 36 months), legal entities can also use the savings account. ...
Is there a minimum amount to open a KidCONT?
Yes, but it depends if you want to open it in foreign currency or lei. If you opt for a KidCONT in lei, the minimum amount is 100 lei, and for the one in euros, ...
Is there a maximum amount that can be on a KidCONT?
The maximum amount up to which the bank pays interest related to the KidCont account is 450,000 RON, respectively 100,000 EUR.
Where can I check the interest rates applied to deposits?
You can check the interest rates related to online saving products on the BT website, in BTPay mobile and web, or at any BT unit. 😊
In case of early liquidation of the deposit, was interest granted?
In case the deposit is liquidated before maturity, Banca Transilvania grants sight interest. At this moment sight interest ...
How will the savings accounts from OTP be taken over?
Both the balance of the savings account held in OTP, as well as the interest calculated to date, will be taken over by Banca Transilvania with the following ...
Where do I keep the savings?
The money saved must be safe so that you do not risk losing it or forgetting where you put it (that is if you save in cash money, put ...
In which currencies are OTP savings accounts available?
Savings accounts from OTP are available in the following currencies: RON, EUR, USD, CHF, HUF. For savings accounts held in the currencies: dollar, ...
How does Round Up work?
Each card payment is a saving opportunity when you have Round Up, your virtual piggy bank. Any amount you pay is rounded up to the multiple of ...
How can you save with BT Pay?
In BT Pay you have 3 saving options: Round Up, term deposits, and savings account. You can activate Round Up from the app's homescreen, and ...
Is there a minimum amount required to open a savings account with BT Go?
The minimum amount required to open a savings account is 100,000 lei for legal entities and 1,000 lei for Non-Profit Associations.