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194 questions and answers
Only for BT clients

How do I close my grant account?

Grant accounts are closed automatically in a centralized manner upon the official closure of each Measure, so as to avoid possible payment errors or ...

8 votes
Only for BT clients

What banking operations are included in the Free First Year Account?

The First Year Free Account Package was created for entrepreneurs at the beginning of their journey, and one of the main advantages would be that you can perform ...

8 votes
Only for BT clients

If I want to designate my daughter as authorized on my account, does she have to come to the bank as well?

Her presence, along with the identity document, is necessary only if she is not registered or does not have an account open with us. 🙂

27 votes

What does VAT account mean?

Legal entities and individuals who pay value added tax and who provide services or deliver taxable goods in Romania will have to ...

3 votes

If I already have some of the benefits of a subscription, do I have to deactivate them in order to benefit from the subscription?

No. If you already benefit from some of the products included in a subscription, activating it does not deactivate anything. Moreover, it might ...

55 votes
Only for BT clients

What exactly does UNLIMITED mean in the BT network?

Well, when we say unlimited we mean really UNLIMITED and free for:➤⠀Intrabank collections with debit instruments (check/bill of exchange); ...

7 votes
Only for BT clients

How can I activate the UNLIMITED package?

You can activate the Unlimited package in any BTC unit Our colleagues will help you choose the option that suits you best depending on the number ...

13 votes
Only for BT clients

Do I have to have an individual account in order to open a PFA account?

No, you do not have to! 😃 You can open a PFA account through 2 methods:❶⠀Online;❷⠀At one of our agencies. However, regardless of the chosen option, ...

11 votes
Only for BT clients

How much does the package The First Year Free Account cost me?

You get some free benefits and a package with everything you need in your first year as an entrepreneur: Visa Business Silver debit card, Internet & Mobile banking, ...

20 votes
Only for BT clients

What will happen to the Free First Year Account package after 1 year?

Normally, after 12 months, the First Year Free Account package automatically converts into the Unlimited Current Account package within the BT Network and will enter ...

11 votes
Only for BT clients

When do I have to provide proof of co-financing for the working capital grant?

Moment T zero: It is justified at the signing of the financing agreement by account extract – any account, from any bank, even a deposit account or by ...

10 votes
Only for BT clients

I am a client classified as Non-Profit Association, can I choose another extra option besides the one of 25 interbank transactions?

Yes, and this will be commissioned at the level corresponding to the chosen extra option. 😉

2 votes
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