What does interest-free installment payment mean, with Direct cards - IntrebBT | Banca Transilvania
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What does interest-free installment payment mean with Direct cards

It means that you can shop with the Direct Card (you can choose from several types of cards: Carrefour, Flanco, Dedeman, depending on your needs) and pay back the money in installments, depending on how many installments you choose, without paying interest* for the money used.

With the Direct shopping card you have up to 18 installments without interest in our partner stores. Check on the website btdirect.ro The list of merchants from which you can choose the Direct Card section -> Partner Stores. You just need a little practice 😉

It is good to know that the number of installments varies from one partner to another, depending on the specifics of the activity.

❗⠀Remember: The Direct shopping card is a credit card that can be used both in partner stores and online, at any merchant in the country or abroad. If you buy for at least 500 lei, you can choose installments via SMS, through the Rate Anywhere service.

You can fulfill more wishes than you think by using the Rate Anywhere via SMS program. Full payments of at least 500 lei can be transformed by you into 3 installments without interest or between 4 and 36 installments with light interest of only 1% per month.

* You do not pay interest provided that you deposit the full statement amount by the due date mentioned on it. If you do not deposit the full amount, interest is generated on the next account statement.
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