What documents are necessary to apply for a mortgage loan?

For a mortgage real estate loan BT both documents of yours, as an applicant, and documents related to the property are necessary.

Basic list includes:

• identity card;
• ANAF agreement (it is received and signed at our headquarters).
  
  

Documents regarding the property proposed as collateral:

• ownership deed (e.g.: authentic sale-purchase contract);
• updated land registry extract for the property (including for common parts, if applicable);
• cadastre / sketch / survey;
• registration conclusion of the property right.
  
  

Documents regarding the property being purchased (if it is a loan for purchase):

• preliminary contract or authenticated sale-purchase contract, showing the price, the deposit paid, and the balance to be paid;
• proof of advance payment (account statement, payment order, mention in the preliminary contract/contract etc.).

 The list of documents is indicative. We invite you to request, in the units of Bank Transilvania, the complete list of necessary documents, customized according to your profile, the credit destination, and the type of property brought as collateral.