What is the difference between variable interest and fixed interest? - IntrebBT | Transilvania Bank

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What is the difference between variable interest and fixed interest?

➤⠀the fixed interest rate is set at the signing of the loan contracts and cannot be changed for the entire financing period. 📁

➤⠀on the other hand, the variable interest rate consists of an index (whether it be IRCC, ROBOR, EURIBOR or LIBOR) depending on the currency and type del credito to which is added a fixed margin.

Last update

2026-06-12

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Interest IRCC SME Index