How long does it take to process the application and receive the card?
Online processing usually takes a few minutes if the documents are complete. The physical card is delivered later at home by courier or may be ...
How do I close the Star credit card account?
To close the credit card:Pay the full debit balance (including future installments in the balance, if applicable)Come to a BT unit and ask ...
What are the costs associated with owning a Star Card?
The main costs are: Annual administration fee: check the fee schedule, but there are often exemption offers under certain conditions. Interest: It ...
Can I apply for a credit card if I am a PFA (authorized natural person) or have income from independent activities?
Yes, individual authorized persons and individuals with income from independent activities can apply. The bank will require supporting documents (e.g.: the latest tax returns or ...
How do I increase my credit limit?
You can request a credit limit increase after a period of active and responsible card usage (usually, a minimum of 6 months). The request can ...
Does my credit history matter when applying for a credit card?
Yes. BT checks the credit history at the Credit Bureau. A negative history (arrears, non-performing loans) can affect the approval of the application. A score of ...
What is the minimum income I need to apply?
The minimum income required to apply for a Star Card shopping card is 800 lei net per month. The income refers to that obtained from salaries, ...
How do I block the card in case of loss or theft?
You can block the card instantly through:The BT Pay Application – the "Block card" optionCall 0800 801 BT (0800 801 28) – available 24/7Emergency service ...
Are there commissions for installment payments at partners?
No. Installment payments at Star Card partner merchants have 0% interest and 0% commission, this being one of the major advantages of the card. The cost is ...
Is there a maximum amount for the installment payments?
There is no minimum amount imposed by the bank to make installment payments to Star partners. The limit is given only by how much money you still have available on ...
How much does it cost to replace the card in case of loss or theft?
Card replacement (upon request or in case of loss/theft) may involve a fee, according to the fee and commission brochure available on the website. Check ...
Can I apply for a Star Card if I am retired?
Yes. Pensioners can apply for the Star Card if they meet the minimum income threshold (800 lei net/month). The pension is accepted as a source of income to get ...