Insurance - IntrebBT | Transilvania Bank
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140 questions and answers
Only for BT clients

How do I know if the insurance is valid?

To be sure that your insurance is valid, please contact the company that issued the insurance. 🙂

13 votes

What risks does life insurance cover for credit cards or overdraft?

➤ Death from any cause;➤ Involuntary loss of employment or hospitalization due to illness or accident, depending on the status ...

0 votes
Only for BT clients

Does travel insurance also cover seasonal sports?

Sure. Whether you go skiing or maybe surfing on your next vacation, you have the possibility to add to your insurance also the option that includes ...

3 votes
Only for BT clients

What situations does the travel insurance from BT Pay cover?

A lot of things you might not even have thought of, such as: 24h emergency medical expenses – Accident and illness: ❶ expenses ...

5 votes
Only for BT clients

What additional benefits does the life insurance concluded by Metropolitan Life provide?

➤ 24 hours a day coverage worldwide;➤ no medical evaluation;➤ free premium payment installment for the first 3 months (the first month = the month of issuance ...

1 votes
Only for BT clients

Why should I opt for life insurance for credit cards or overdrafts?

➤ You benefit from a free period of up to 3 months (taking into account the month in which the insurance is purchased and the following 2 months);➤ ...

1 votes

If I already have home insurance, do I still need to take out the mandatory one?

Yes, in the situation where you have already concluded an optional home insurance, it will be necessary to also conclude the PAD policy. 🙂According to legal regulations, ...

2 votes

What happens if I do not take out compulsory home insurance?

In the event that you do not sign the mandatory insurance policy, your home is not insured against natural disasters. 🙁Also, according to ...

1 votes
Only for BT clients

What risks are insured in the case of the Dr. Kid life insurance?

In the case of children, the covered risks are diagnosis with a serious illness, hospitalization, surgical interventions, and disability. Additionally, for ...

0 votes
Only for BT clients

What is the maximum compensation limit in case of travel insurance?

The maximum compensation limit is 1,000,000 EUR.

1 votes
Only for BT clients

Is the insurance valid only for travel abroad or also in Romania?

As you wish! You can activate it both for travel within Romania and abroad, by plane or car.

0 votes
Only for BT clients

What risks does the Metropolitan Life life insurance cover?

➤⠀Death from accident;➤⠀Total disability from accident. 🏥

2 votes