Insurance - IntrebBT | Transilvania Bank
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140 questions and answers

Where can I find the home insurance policy issued in BT Pay?

After issuance, you can find the policy in BT Pay, in the Insurance – Home Insurance section, where you can view or share it at any time.

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Can I issue home insurance in BT Pay if I don't have a mortgage loan?

Yes, at BT we have home insurance suitable both for homes without a mortgage and for those purchased by credit. If you have a mortgage credit ...

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Can I change the market value of the property in the optional policy issued by BT Pay if I insure a mortgaged property in favor of BT?

Yes, you can increase the pre-filled market value, but you cannot reduce it below the updated value existing in the bank's systems.

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What is the validity period of an optional policy issued from BT Pay?

The issued policy is valid for 12 months.

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What limits does the insured value have in the home insurance policy from BT Pay?

For issuing the policy from BT Pay, the content must represent between 10% and 30% of the property's value, without exceeding 30,000 euros or ...

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Since when is an optional home insurance policy issued in BT Pay valid?

1. If the property is mortgaged in favor of BT:a) If you do not have an active policy, the validity of the new policy starts from the day after issuance.b) If you already ...

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How do I see the home insurance offers in BT Pay (Gold Package and Silver Package)?

After you confirm the data about the dwelling and about yourself as the insured, you enter the offering area, where you can choose between the Gold Package and the Silver Package. All ...

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How do I pay my life insurance policy attached to the credit migrated from OTP?

If you have a life insurance policy attached to the credit migrated from OTP with monthly payment, make sure you have in the account the amount necessary for the insurance premium. The premium for ...

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What happens to my insurance attached to the loan? Where do I pay the insurance premium attached to the loan from now on?

Insurance policies issued and attached to your credits from OTP Bank remain valid and will operate according to the terms and conditions valid as of the date ...

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What does the BT Pay Home Insurance cover?

The policy protects your home and the goods inside it. Depending on the chosen package (Gold or Silver), the insurance ...

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What are the optional coverages of home insurance from BT Pay?

You can add the following optional coverages: heating plant insurance; electrical damages; emergency technical assistance "Home".

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For what period is the Home Insurance in BT Pay concluded?

Home insurance from BT Pay is concluded for a period of 12 months.

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