Can I issue home insurance in BT Pay if I don't have a mortgage loan?
Yes, at BT we have home insurance suitable both for homes without a mortgage and for those purchased by credit. If you have a mortgage credit ...
Can I change the market value of the property in the optional policy issued by BT Pay if I insure a mortgaged property in favor of BT?
Yes, you can increase the pre-filled market value, but you cannot reduce it below the updated value existing in the bank's systems.
What is the validity period of an optional policy issued from BT Pay?
The issued policy is valid for 12 months.
What limits does the insured value have in the home insurance policy from BT Pay?
For issuing the policy from BT Pay, the content must represent between 10% and 30% of the property's value, without exceeding 30,000 euros or ...
Since when is an optional home insurance policy issued in BT Pay valid?
1. If the property is mortgaged in favor of BT:a) If you do not have an active policy, the validity of the new policy starts from the day after issuance.b) If you already ...
How do I see the home insurance offers in BT Pay (Gold Package and Silver Package)?
After you confirm the data about the dwelling and about yourself as the insured, you enter the offering area, where you can choose between the Gold Package and the Silver Package. All ...
What does the BT Pay Home Insurance cover?
The policy protects your home and the goods inside it. Depending on the chosen package (Gold or Silver), the insurance ...
What are the optional coverages of home insurance from BT Pay?
You can add the following optional coverages: heating plant insurance; electrical damages; emergency technical assistance "Home".
For what period is the Home Insurance in BT Pay concluded?
Home insurance from BT Pay is concluded for a period of 12 months.
For what kind of homes can you activate a home insurance from BT Pay?
Is eligible any housing: located on the territory of Romania; owned by a natural person; legally built and used exclusively for use ...
How is the payment of the optional insurance policy or optional + PAD made?
Insurance premium can be paid: in full or in 6 or 12 installments, with credit cards from Banca Transilvania. Payment is always made in lei, and ...
Can properties that are not under the bank's warranty be insured?
Yes. Can be insured: properties under BT warranty; properties under warranty of other banks; properties not purchased through credit. Insurance can be ...