What criteria do I need to meet to get a better interest rate on the refinancing of a personal loan?
The offer is personalized according to your financial profile: Your credit history – the better your payment behavior, the more ...
Can I apply for a Star Card if I am retired?
Yes. Pensioners can apply for the Star Card if they meet the minimum income threshold (800 lei net/month). The pension is accepted as a source of income to get ...
In what cases can my debt ratio increase?
The debt ratio can increase when your income rises or when your monthly expenses decrease. Practically, you have more room in the budget for an installment ...
What is the minimum age to apply for Star Card?
You can apply for Star Card if you are at least 18 years old and meet the other eligibility criteria (income, credit history).
Is there a minimum or maximum amount that I can obtain through the mortgage-real estate loan at BT?
Determining the loan amount depends on the eligibility conditions, your income, the degree of indebtedness, and the value of the property brought as collateral.The amount ...
What happens if my credit card application is rejected?
If the application is rejected, you will receive a notification. You can ask for feedback from the BT consultant and you can apply again after a period of time, once ...
Can I obtain a loan if I already have other ongoing loans?
Yes, if the indebtedness ratio remains within the legal limits and your income allows you to pay a new installment. We analyze each situation to see what options ...
Can I choose the due date?
Yes, you choose the right date for your rhythm - usually depending on the day you receive your income. Under certain conditions, the date can be changed ...