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2632 questions and answers

What costs do I have if I trade?

The intermediary companies collect:➤⠀a commission (as a percentage of the transaction value);➤⠀and (possibly) a fixed monthly subscription.

6 votes
Only for BT clients

I want to donate to an NGO. How can I do that if I have an account at BT?

Well... you have several options: 😊❶⠀the simplest is to donate via BT Pay. In the app, you will find a button with “Support NGOs and donate”. Here, you can choose ...

4 votes
Only for BT clients

Are the deposits made by other persons into the company accounts charged with a commission?

Deposits made by persons authorized to operate are not commissioned (by the legal representative, attorney-in-fact, delegate), however, deposits ...

4 votes
Only for BT clients

How can I benefit from the current account package in the BT network?

If you are not yet a BT client you can choose the coolest super fast account through two options: ➤⠀either online, where you create your account directly from your ...

6 votes

What is the "APIA credit"?

APIA credit is an advance loan for your business until you receive the subsidy from APIA. 😊It is granted for up to 90% of the amount that ...

24 votes
Only for BT clients

Is there a minimum amount to open a KidCONT?

Yes, but it depends if you want to open it in foreign currency or lei. If you opt for a KidCONT in lei, the minimum amount is 100 lei, and for the one in euros, ...

9 votes
Only for BT clients

Can I pay the agricultural loan after harvest?

Yes, farmers who have agricultural crops benefit from flexibility in setting rates according to the seasonality of the activity. 😃

7 votes

After transferring the ownership right, can the user continue to pay the CASCO policy?

After the transfer of ownership, the CASCO policy can be paid directly to the Insurer, in the situation where the user expresses this ...

5 votes

Can I become a BT client through BT Pay even if I have a foreign phone number?

Yes! 🙌You just need to choose the specific country prefix and make sure you have entered the phone number correctly.

22 votes

Where can I find more information about loans?

You have the following options:➤⠀you can get information directly from our website, the "Credits" section;➤⠀you can come to any of our units to find out more ...

3 votes
Only for BT clients

Do I need to log in to the application to make a payment?

Under certain conditions, you can pay even without logging in. It depends on the payment method you want to choose. There are 2 payment methods, which are detailed ...

11 votes

What can I use the money for if I apply for an investment loan?

Proposed investment projects for financing must aim at the acquisition of commercial or production spaces, machinery or equipment that ...

7 votes