Can the account authorized person request early repayment of the credit?
Of course, however the proxy must hold a notarized power of attorney in this regard. For the reimbursement of credit facilities, we are waiting for you at any ...
How can I see all the interest collected in one year at BT?
We provide you with an Interest Income Statement, which contains all the interest collected during a year, from saving products held with us ...
How do I make a budget if I want to take out a loan?
In order not to take a loan without being sure that you have the possibility to pay it, we recommend that you make an income and expense budget. 😊 How it is done ...
If I will conclude a property insurance policy from Groupama in a bancassurance system, what types of risks will be covered for me?
This real estate insurance policy is multi-risk ⚠️ and covers: ...
For a company loan, do I have to justify to the bank how I use the money?
In general, for investment loans, the use of the money is based on the presentation of invoices and estimates because we want to make sure that you use ...
Who is the "guarantor"?
The guarantor is the owner of the property brought as collateral or the one who guarantees, with the income received, the granting of a loan. 😮❗⠀If you ...
How many Miles do I receive if I shop with the BT Flying Blue Classic card?
The mechanism for receiving Miles is as simple as it gets! 😃Basically, for every 5 lei spent from the BT Flying Blue Classic card, you ...
How much does it cost me to use the chatbot "Raul from BT"?
Absolutely NOTHING, because the cost for using BT's Raul chatbot is ZERO. 😊 Sorry for the caps! 😅
Why do you need to take out life insurance when contracting a mortgage / real estate loan?
Because it is always good to have a plan B. 😅As you already know, life insurance is a safety net for you and your family. 👪Thus, in ...
How can I pay contactless with the BT Meal Card?
The card is contactless, so payment for purchases is quick, as fast as you can say... Piiing! You just have to bring the card close to the payment terminal and ...
What is a "Gold Card"?
Gold Card is a plastic card, yellow in color, issued by Western Union. 💳 This card has 9 digits inscribed on the front side that help us ...
What is IRCC?
IRCC is the reference index for loans with variable interest granted in LEI and which, starting from May 2, 2019, according to Emergency Ordinance 19/2019, replaces ...