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2632 questions and answers

Where do I receive the receipt for a transaction through the BT POS App?

You receive the receipt by e-mail 📩 or you can download it in .pdf format directly to your device. 📱

95 votes
Only for BT clients

How many life insurance policies can I enter into? In case of damage, will I be compensated?

You can conclude as many life insurances as you want. 🤯 In case of damage you will be covered, depending on the chosen risks, for all purchased insurances. 😃

40 votes
Only for BT clients

Can I make deposits into the account after its establishment at BT?

Well, it depends: 🤔➤⠀if you have made a term deposit, it cannot be funded later;➤⠀however, savings accounts or KidCONT can be ...

64 votes

What limit can the credit card have?

Credit card for individuals can be attached to a credit line of up to 5 eligible monthly incomes, as follows: ➤⠀up to 5,000 is granted ...

13 votes

How long does it take for the leasing company to analyze my file?

From submitting the application, collecting the information and documents we need in analyzing a leasing, the approval can take from a few ...

12 votes

What is the "SPOT course"?

Spot rate (SPOT) or FX transaction „tdy” (today); „tom” (tomorrow); „spot” (over two days): it is a transaction of selling or buying a ...

33 votes

What are the conditions for granting the New Home loan?

New Home Credit is a solution for your dream to come true. 🏠See below the granting conditions:➤⠀you must have income ...

21 votes
Only for BT clients

What should I do if I have lost my BT Meal Card?

Regardless of the situation encountered, we recommend that you block it immediately! You can do this quickly, directly from BT Pay, BT24 Mobile Banking, or BT24 ...

50 votes

How can I redeem my investments?

Simple! 🎉 You access the fund, click on "Sell", choose the account in which you want to receive the money, and choose whether you want to redeem all or just a part. ...

99 votes

What is the tax rate on deposits?

In Romania, the tax applied to interest earnings is 10% of the earning value. 😇

65 votes
Only for BT clients

How do I set the BT card transaction limits for cash withdrawals from Banca Transilvania ATMs?

If you haven’t found out already, you can quickly set trading limits directly from BT Pay. 😃All you have to do is follow the steps below: ❶⠀You enter ...

14 votes

How does the line of credit work?

The line of credit is the direct link between you, the bank, and your partners. 🙂Practically, the bank offers you a loan with a term of up to 24 months and you ...

63 votes