For what period is the Home Insurance in BT Pay concluded?
Home insurance from BT Pay is concluded for a period of 12 months.
For what kind of homes can you activate a home insurance from BT Pay?
Is eligible any housing: located on the territory of Romania; owned by a natural person; legally built and used exclusively for use ...
How is the payment of the optional insurance policy or optional + PAD made?
Insurance premium can be paid: in full or in 6 or 12 installments, with credit cards from Banca Transilvania. Payment is always made in lei, and ...
Can properties that are not under the bank's warranty be insured?
Yes. Can be insured: properties under BT warranty; properties under warranty of other banks; properties not purchased through credit. Insurance can be ...
How to access home insurance from BT Pay?
You can access the option from multiple places in the app: from the main screen → Insurances → Home insurance from HUBs or from Loans → Insurances Everything ...
Where can I find the home insurance policy after I have issued it?
After issuance, the policy is available in BT Pay, in the Insurance → Home Insurance section. You can view, download, or forward it anytime you ...
What value can I set for goods when activating home insurance from BT Pay?
The value of the goods must be: between 10% and 30% of the value of the dwelling and cannot exceed 30,000 EUR Thus, the insurance remains balanced and realistic.
I need a PAD policy to make home insurance from BT Pay?
Yes, an active PAD policy is required for the same dwelling. If you do not have one, you can make it directly in the same process from BT Pay, without leaving the application.
What does the Gold package include compared to the Silver package in the case of home insurance from BT Pay?
Both packages offer important protections for the home, however:Gold comes with additional coverages and extended benefits (fragile goods and good ...
Is the RCA policy different for leased cars?
No. The RCA policy offers the same coverage and compensation limits, regardless of whether the car is leased or personally owned. The differences are related to ...
How is the RCA policy issued for a leased vehicle?
The RCA policy is issued according to the leasing company's requirements. After you send the documents to the financier and receive the proforma invoice, we present you ...
Can I pay the RCA policy in installments?
Depending on the insurer, the RCA policy can be paid in full or in two installments of four payments each. For vehicles under leasing, certain companies may offer ...