2762 questions and answers

What lifestyle advantages do I receive as a Premium Club member?

Premium Clients enjoy exclusive offers and special discounts in:restaurants, cafes, bars;shopping and fashion;entertainment, concerts, ...

0 votes

What operations can I perform through the notary account?

Through the special account you can make payments, collections, and transfers both within the BT network and to other banks.

0 votes

Can I issue home insurance in BT Pay if I don't have a mortgage loan?

Yes, at BT we have home insurance suitable both for homes without a mortgage and for those purchased by credit. If you have a mortgage credit ...

1 votes
Only for BT clients

What is the minimum age to apply for Star Card?

You can apply for Star Card if you are at least 18 years old and meet the other eligibility criteria (income, credit history).

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Can I obtain a loan if I already have other ongoing loans?

Yes, if the indebtedness ratio remains within the legal limits and your income allows you to pay a new installment. We analyze each situation to see what options ...

0 votes

What does TER represent?

TER (Total Expense Ratio) is the annual management cost of an ETF, expressed as a percentage and included in the fund's price.

84 votes

Is the appraisal of the property that I want to buy with a mortgage loan mandatory? Who bears the cost?

Yes, the evaluation is necessary for your safety and the bank's. The cost is borne by the client and is paid directly to the authorized evaluator. The value varies ...

0 votes

Who is considered a prosumer?

Individuals or legal entities that produce electric energy from renewable sources for their own consumption, without their main activity being ...

0 votes

What is the special account for notaries and what is it used for?

The special account for notaries is a dedicated account, opened in lei, euros, or dollars, created for the secure management of notarial transactions.

0 votes

Do I have to already be a BT client to apply for the Star Card?

It is not mandatory to be an existing BT client to apply. You can become a client and request a Star Card at the same time. It is very easy to open an account - ...

0 votes

Can I invest in international ETFs?

Yes. Through BT Capital Partners, you have access to ETFs listed on international markets, in multiple currencies.

59 votes

How can I invest small amounts for the long term?

Direct Invest is a simple solution for automatic investments. You choose an amount and a day of the month, and the app invests for you. It is ideal for those ...

0 votes
A decade of flexible payments
If you split a payment of at least 500 lei into 10 interest-free installments with Rate Oriunde, you can win.
A decade of flexible payments
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