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2632 questions and answers

How can I repay the Online Loan early from BT Go?

The Online Loan from BT Go can be repaid early anytime directly from the application, without an early repayment fee.

0 votes

How does the green loan help me have lower costs?

Credit allows you to invest in solutions that reduce expenses for energy, water, or daily operations, which lowers the company's fixed costs on ...

0 votes

Can I issue home insurance in BT Pay if I don't have a mortgage loan?

Yes, at BT we have home insurance suitable both for homes without a mortgage and for those purchased by credit. If you have a mortgage credit ...

1 votes

What is a mortgage loan guaranteed by?

The mortgage loan is always secured by a mortgage. The collateral can be the property you are purchasing or, if the situation requires, any other property ...

0 votes
Only for BT clients

How do I block the card in case of loss or theft?

You can block the card instantly through:The BT Pay Application – the "Block card" optionCall 0800 801 BT (0800 801 28) – available 24/7Emergency service ...

0 votes

Can I change the market value of the property in the optional policy issued by BT Pay if I insure a mortgaged property in favor of BT?

Yes, you can increase the pre-filled market value, but you cannot reduce it below the updated value existing in the bank's systems.

0 votes

What is an ETF?

An ETF (Exchange Traded Fund) is an investment fund that is traded on the stock exchange, similar to a stock. It usually tracks the evolution ...

54 votes

Can I refinance a personal loan if I have multiple active loans at other banks?

Yes. Refinancing a personal loan is possible even when you already have several active loans at different banks. Through ...

2 votes

What is the validity period of an optional policy issued from BT Pay?

The issued policy is valid for 12 months.

0 votes

What do I do if my debt ratio exceeds 40%?

In such situations, we can analyze together options such as:reducing the requested amount;extending the loan period;including some incomes ...

0 votes

What limits does the insured value have in the home insurance policy from BT Pay?

For issuing the policy from BT Pay, the content must represent between 10% and 30% of the property's value, without exceeding 30,000 euros or ...

0 votes

Since when is an optional home insurance policy issued in BT Pay valid?

1. If the property is mortgaged in favor of BT:a) If you do not have an active policy, the validity of the new policy starts from the day after issuance.b) If you already ...

0 votes