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2762 questions and answers

Can I choose between fixed interest rate and variable interest rate for the mortgage loan?

Yes. You can choose between fixed interest, ideal if you want stability in the first 2, 3 or 5 years, and variable interest, which adjusts according to ...

0 votes

What is the concierge service and how does it help me?

Il concierge Consiergo ti offre supporto 24/7: prenotazioni presso ristoranti premium; biglietti VIP per concerti ed eventi culturali; pianificazione di vacanze e ...

0 votes

How can I quickly invest in BTAM funds directly from BT Pay?

You can invest in just a few minutes, 100% online: enter BT Pay → Investments section → choose the fund suitable for your profile (conservative, moderate or ...

0 votes

What are the main advantages of the Education Loan?

80% of the credit is guaranteed by EIF, which means zero material guarantees for revolving credit lines or medium-term loans.Financing ...

0 votes

What are the advantages of investing in BTAM funds through BT Pay?

You have a fully digital process, quick access to all BTAM funds, and you can track the evolution of your portfolio in real time. Everything is integrated into BT Pay, ...

2 votes

What types of loans allow early repayment in BT Pay?

You can repay personal loans early, except for study loans, Work & Travel, APIA, and loans migrated from the portfolio ...

0 votes

What types of insurance products can BT Broker help me with?

We offer you a complete range of protection, adapted to your lifestyle. You have all types of insurance, in one place: auto insurance (RCA and ...

137 votes
Only for BT clients

What is Online Credit from BT Go?

BT Go Online Credit is a financing product dedicated to businesses, with monthly rates, without imposed destination, which you access 100% online, directly ...

0 votes

Where can I see the fees and transaction details before confirming the refund?

Yes. In the "Confirm Transaction" screen you see all the details: the refunded amount, the available balance, the early repayment fee and the structure ...

0 votes
Only for BT clients

Are there commissions for installment payments at partners?

No. Installment payments at Star Card partner merchants have 0% interest and 0% commission, this being one of the major advantages of the card. The cost is ...

0 votes

What is a mortgage loan guaranteed by?

The mortgage loan is always secured by a mortgage. The collateral can be the property you are purchasing or, if the situation requires, any other property ...

0 votes

What credit components can I repay in advance in BT Pay?

You can choose between repayment exclusively from the principal or repayment that includes the principal, interest, and fees.

0 votes
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