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2632 questions and answers

Where can I find the home insurance policy issued in BT Pay?

After issuance, you can find the policy in BT Pay, in the Insurance – Home Insurance section, where you can view or share it at any time.

0 votes

What types of companies can access loans from the EIB program?

The EIB program targets a wide range of companies: Microenterprises, SMEs, Corporate and LaCo. Financing can reach up to 12.5 million EUR ...

1 votes
Only for BT clients

What is the minimum income I need to apply?

The minimum income required to apply for a Star Card shopping card is 800 lei net per month. The income refers to that obtained from salaries, ...

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What types of loans allow early repayment in BT Pay?

You can prepay consumer loans, except for study loans, Work & Travel, APIA, and loans migrated from the portfolio ...

0 votes

What do the insurances in the Premium Club subscription cover?

With the Visa Platinum Debit card you benefit from: international travel insurance (medical emergencies, cancellations, lost luggage); insurance in case of ...

1 votes

Who is considered a prosumer?

Individuals or legal entities that produce electric energy from renewable sources for their own consumption, without their main activity being ...

0 votes

What credit components can I repay in advance in BT Pay?

You can choose between repayment exclusively from the principal or repayment that includes the principal, interest, and fees.

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Only for BT clients

Does my credit history matter when applying for a credit card?

Yes. BT checks the credit history at the Credit Bureau. A negative history (arrears, non-performing loans) can affect the approval of the application. A score of ...

0 votes

What is a mortgage loan and what can I use it for?

With a mortgage loan you can make purchases or investments in the real estate field. You can use it to buy a house, to build, to modernize or to ...

0 votes

What types of insurance products can BT Broker help me with?

We offer you a complete range of protection, adapted to your lifestyle. You have all types of insurance, in one place: auto insurance (RCA and ...

137 votes

What documents do I need for a loan?

Usually, you need:identity cardANAF agreement for income verificationother documents, if the chosen product requires checks ...

1 votes

What are the main advantages of the Education Loan?

80% of the credit is guaranteed by EIF, which means zero material guarantees for revolving credit lines or medium-term loans.Financing ...

0 votes