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2762 questions and answers

What role do alternative investments play in a portfolio?

Diversification and reduction of total risk. For a portfolio dominated by listed stocks and bonds, the introduction of a moderate weight of funds ...

7 votes

How much does a CIP inquiry cost?

A query costs 5 lei + VAT, and the payment is made directly from your BT account.

1 votes

What banking subscription do I initially receive if I open the account online?

The subscription is chosen by you alone during the process of opening the business relationship with the bank through BT Pay. You can consult the subscription offers on the website

2 votes

What types of expenses are eligible for VAT recovery?

Among eligible expenses are:International fairs and eventsHotels and restaurantsFuel and transportationTelecommunicationsSessions of ...

0 votes

What is a credit with European guarantee?

A credit with European guarantee is intended for the financing or refinancing of expenses related to investment projects, with the possibility of ...

1 votes

To which NGOs can I donate directly from BT Pay?

Through the BT Pay application, you can make donations to the following partner NGOs: Blondie Association Save the Children Organization SOS Children's Villages Romania Hope and ...

0 votes

How can I evaluate if an alternative fund is suitable for me?

You can think about whether an alternative fund is suitable for you from a few perspectives: Understanding the strategy and the assets. What does the fund do, concretely? ...

7 votes

Who is Raul from BT and how do I find him?

Raul is BT's chatbot, available 24/24 on WhatsApp, who offers you information about your company's accounts, products, and services. To talk with ...

0 votes

In what timeframe are CIP requests processed?

Requests are processed from Monday to Friday, between 9:00 and 17:00. Any request sent outside this interval is processed on the next working day.

0 votes

What use is a credit with a European guarantee for investments to you?

Acquisition of buildingsAcquisition of equipmentAcquisition of machineryAcquisition of means of transport

1 votes

What documents do I need for a loan?

Usually, you need:identity cardANAF agreement for income verificationother documents, if the chosen product requires checks ...

1 votes

Why invest in a real estate investment trust?

Investments in real estate assets are the most popular in Romania, due to the appreciations recorded in the past. In addition, real estate offers cash-flow ...

5 votes
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