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2632 questions and answers

Can I also get an additional amount when refinancing a personal loan?

Yes - if you meet the eligibility criteria, and your income and debt level allow it, you can refinance the current loan and obtain money in ...

9 votes

Can I refinance existing loans through a loan with European guarantee?

Yes, you can refinance the loans contracted at other banks.

0 votes

Do I need an advance payment to take out a mortgage home loan?

Yes. It is mandatory to have a down payment of at least 15% for the loan in lei and at least 20% for the one in euros. The down payment must be deposited in cash or ...

0 votes

What documents are necessary for salary income in Romania?

For salary income obtained in Romania, the following are required: ANAF agreement, certificate + account statements for carriers with per diem, income certificate in ...

0 votes

Can I pay in installments for travel insurance?

Yes, if you have a BT shopping card, you can pay in 6 or 12 installments.

0 votes

What are the advantages of the Raul service from BT?

It is freeYou can* apply for checks, promissory notes, bills of exchange, and cash withdrawal orders online, without trips to the bankConfidentiality is ...

0 votes

What are payment incident informations?

Data provided by the Payment Incident Center (PIC) about the payment delays recorded by a legal entity in the last 7 years, for ...

0 votes

What banking subscription do I initially receive if I open the account online?

The subscription is chosen by you alone during the process of opening the business relationship with the bank through BT Pay. You can consult the subscription offers on the website

2 votes

What are the granting conditions for a credit with European guarantee?

The company is not prohibited from issuing bank checks.You are not listed with credit delays in the Credit Risk Center.The company has no records ...

1 votes

What is BT Alert?

BT Alert informs you permanently through messages on your mobile phone about your account balance, as well as about deposits and payments from the account. You have control ...

0 votes

What are the advantages of SMS Alert?

You always know how much money enters your accountYou know how much money you have left after each payment made with the cardYou always receive an SMS at the moment of the transaction, regardless of ...

0 votes

What is the BET-TR index and why does it matter for this ETF?

BET-TR is an index that shows how the most important companies listed on the Bucharest Stock Exchange are evolving. It includes both price variation ...

71 votes