What can be the minimum value of arrears and how long is the information provided to the CRC stored?
The arrears have a minimum value of 1 RON and the information provided to the CRC is stored for a period of 7 years. ⏳
What amount can I borrow without real estate collateral from BT Mic? And with collateral?
If your company is eligible for a BT Mic loan, the maximum amount a company can borrow, without material guarantees, is ...
What is the maximum amount that can be granted on a rapid credit line with collateral for a company?
The maximum amount we can offer you in the case of a quick credit line with guarantees is 1,000,000 RON. 😊
What is CSALB?
CSALB (Center for Alternative Dispute Resolution in the Banking Sector) is an independent, apolitical, non-profit, public interest entity, ...
My diploma does not necessarily relate to banking. Can I apply?
Yes. We are looking for talented people who want to learn and discover banking. ✨At BT you can find your place regardless of whether you are at the beginning of your journey, if you have ...
How are payments made when multiple garnishments are established?
In the case of garnishments instituted only by budgetary executors (for example ANAF/ city hall) or only by judicial executors, payment is made in order ...
Under what conditions can I request the bracelet for contactless payments?
You can receive a contactless bracelet if you have a debit card in RON or along with such a card.
How do I create a business plan for contracting the Start-UP loan?
We help you by offering consultancy in creating the business plan. 😊
What documents are mandatory to apply for the grant program for HoReCa?
Along with the funding application, the Operating Authorization/Classification Certificate/Tourism License etc., as well as the Report of ... must also be submitted
Why is the redemption not paid on the spot?
Not knowing the value of the fund unit on the day of the operation, the amounts resulting from the redemption cannot be paid on the same day. 😕Payment is made on ...
What is the maximum duration of a BT Micro loan worth 15,000 RON for fixed assets (PC, desk, chair, etc.)?
The duration of the BT Mic loan is a maximum of 60 months, this being correlated with the type and impact of the investment in your business. The same type of correlation exists ...
What are the 3 types of CIP inquiry?
➤ National Payment Incident File (you receive complete details about all payment incidents, major and minor, with checks, bills of exchange, and promissory notes ...