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217 questions and answers

What documents do I need to apply for an investment loan?

the last two annual financial statements + the related balances and receipts the latest quarterly trial balance ended certificate of attestation ...

0 votes

What are the advantages of the Raul service from BT?

It is freeYou can* apply for checks, promissory notes, bills of exchange, and cash withdrawal orders online, without trips to the bankConfidentiality is ...

2 votes

What is the validity period of a bank guarantee letter?

There is no standard maximum term. The validity of the letter is determined according to the provisions of the contract between the applicant and the beneficiary.

0 votes

What are cutting tools?

Debit instruments are checks, promissory notes, and bills of exchange – documents through which you reduce the risk of non-collection of receivables.

0 votes

Is there a grace period for investment loans?

Yes! You have a grace period of up to 36 months to get your plans moving without pressure.

0 votes

For what situations are bank guarantee letters useful?

These are mainly used in commercial contracts and public procurement to guarantee the payment of obligations, participation in tenders ...

0 votes

Can I refinance existing loans through a loan with European guarantee?

Yes, you can refinance the loans contracted at other banks.

0 votes

What steps should I follow in the conversation with Raul?

StartEnter the company's CIFEnter the OTP received on the phoneChoose the desired option from the displayed menu

0 votes

What are the granting conditions for a credit with European guarantee?

The company is not prohibited from issuing bank checks.You are not listed with credit delays in the Credit Risk Center.The company has no records ...

1 votes

What are payment incident informations?

Data provided by the Payment Incident Center (PIC) about the payment delays recorded by a legal entity in the last 7 years, for ...

0 votes

How can I talk to Raul from BT?

Simple: you open WhatsApp and write to him. The interaction is fast, intuitive and available 24/24.Add Raul's number to the phonebook: (+40) 757 ...

0 votes

What advantages do BT bank guarantee letters offer?

They provide partners with financial security, allow participation in projects without blocking liquidity, offer flexibility in contract execution ...

0 votes
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