Which funds beat inflation? Which funds bring higher gains than inflation?
Funds that have a component of listed stocks in their portfolio structure have the potential to perform above the average level of inflation, but also have a ...
When should I resort to factoring?
When you want to convert a payment due into immediate liquidity and additionally obtain other services bundled such as:➤⠀collection ...
What is the standard period for granting a factoring ceiling?
The period for granting a factoring limit is 12 months with the possibility of extension, and the maximum accepted contractual payment term is ...
Why is there a penalty fee for a non-recourse factoring ceiling?
Penalty fee at a factoring ceiling without recourse can appear during its course only if:➤ a limited recourse situation arises ...
Do I need to ask the Factor for an advance (financing) for all invoices?
Given that the entire commercial relationship with your partner (the Debtor) will be assigned to the Factor, all invoices will be collected and ...
Does the earnings of the funds exceed the level of inflation?
The purpose of an investment fund can vary, ranging from setting aside placed amounts up to long-term capital growth. Usually, it ...
When is the data in the CRC database updated?
Information is reported monthly, between the 1st and 17th of each month, for the previous month. 📆In case the 17th is not a business day, ...
What are the suitable funds for a short period / low risk? Which fund should I choose if I want low risk?
Fixed income funds are those that have less fluctuation and are most suitable for investments over a short period of time. From this ...
What can be the minimum value of arrears and how long is the information provided to the CRC stored?
The arrears have a minimum value of 1 RON and the information provided to the CRC is stored for a period of 7 years. ⏳
What can be the minimum value of credits through which information is declared?
At the Credit Risk Center, credit risk information is declared for debtors who have a cumulative exposure greater than 20,000 RON or ...
Who is reported within the Credit Risk Center?
➤⠀non-banking natural and legal person debtors who have exposure greater than 20,000 RON or equivalent RON;➤⠀groups of natural persons and / or ...