Early repayment - IntrebBT | Transilvania Bank
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26 questions and answers
Only for BT clients

Can I repay the loan early?

Of course. You can repay the loan anytime, partially or in full. If you have a variable interest rate, you do not pay a commission. For the fixed interest rate, there is a commission ...

1543 votes
Only for BT clients

Can I repay a loan early? If yes, how?

Of course you can! You can repay it fully or partially. 😃❗⠀We recommend that you contact the BT branch where you took out the loan, in order to complete a ...

159 votes

Can I repay the loan online early?

Currently, you can repay in advance in full or partially a loan in progress at BT only at a BT branch. You just need to deposit into your current account ...

81 votes

For the standard financial leasing contract, is there an early repayment fee?

Because we want it to be as easy as possible for you, after 12 months from the conclusion of the financial leasing contract you have the possibility to pay in advance ...

46 votes
Only for BT clients

Is there an early repayment commission for the New Home and Real Estate-Mortgage loans?

In the case of loans for real estate purchases, the early repayment fee is ZERO. To repay the loan early you only need to come to ...

33 votes
Only for BT clients

I accessed a personal loan with a fixed interest rate and I want to repay it early in full, are there any costs?

For fixed interest loans there is an early repayment fee:➤⠀1% of the early repaid loan amount, if the time period ...

17 votes
Only for BT clients

Can the account authorized person request early repayment of the credit?

Of course, however the proxy must hold a notarized power of attorney in this regard. For the reimbursement of credit facilities, we are waiting for you at any ...

25 votes

Can I repay a loan early?

Of course 😊! You have the possibility to request total or partial early repayment of the loan in progress at BT. You just need to deposit into your account ...

12 votes

What happens with the guarantees if I repay the entire loan?

In case you fully repay the financing, at term or in advance, all constituted guarantees will be canceled. 😎

7 votes
Only for BT clients

What is the maximum repayment period for a loan from the Medical Division?

The maximum period for which the loan is granted varies:➤⠀5 years for professional needs loans➤⠀7 years for equipment➤⠀15 years for investments ...

11 votes

What is early repayment?

Early repayment represents the payment of an amount from the loan balance, in advance, at any time, before the final due date. Early repayment of a ...

6 votes

What is the procedure to repay a loan early?

The procedure to follow to repay a loan early is as follows: initially you must make sure that the amount required to pay off the loan is ...

3 votes