MY PENSION - IntrebBT | Transilvania Bank
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21 questions and answers

What is My Pension?

Pensia Mea is one of the two optional private pension funds managed by BT Pensii, more precisely Pillar 3. The minimum contribution to Pensia Mea ...

18 votes
Only for BT clients

What are the steps to have My Pension?

Enter BT Pay and follow the steps from there. 🥰 Or, contact a BT marketing agent and sign a membership agreement for My Pension. Write to us at ...

7 votes

Where do I transfer the money for My Pension?

If you are employed with a work contract: ➤ you give your employer a copy of the individual membership act for My Pension, and he will withhold and transfer ...

7 votes

Where do I transfer the money for my company's employees' pension?

Depending on the chosen optional private pension fund, each month you make a single payment order to the account RO77BRDE450SV22586914500 opened at BRD ...

3 votes

Can I transfer the mandatory private pension (pillar 2) to BT?

BT Pensii currently manages only two optional private pension funds (pillar 3). The amounts you hold in pillar 2 cannot be transferred ...

4 votes

How do I benefit from the money I have saved?

The money you save in the optional private pension is specifically saved for retirement. Therefore, ideally you should wait until you retire to ...

9 votes

Is the money lost in case of death?

Accumulated money is not lost in the event of death, but is inherited by the legal heirs.

4 votes

What does contribution mean?

Contribution to the optional private pension is the amount you transfer monthly to the account of the optional private pension fund you have joined.

4 votes

I also have other optional pensions. How do I get them all at BT?

If you want to transfer your assets held at other optional pension funds to BT Pensii, you must make sure that you have completed the following steps: ...

3 votes

I modified the contribution amount, but the old contribution amount is still being withdrawn from my account

BT Pensii cannot debit your bank account. Check the set payment order to include the new contribution amount. Or, if your employer withholds ...

1 votes

Can I withdraw the accumulated money before 60 years old?

The money you save is so that you can use it at retirement - whether you have reached 60 years old or whether you benefit from a disability pension in ...

1 votes

Can I pay the contribution multiple times a month?

No, the contribution is monthly - it is paid and allocated only once per month to your voluntary private pension account.

1 votes